Evaluate collateral and/or assets to establish their value, using a variety of sources, data and methods to make their assessment, Examine all variables that might impact what a property or an investment asset collateral is worth. Provide assessment report indicating risks associated with the state of the collateral or investment asset.
FCA
Job Role
Valuation Specialist
Job Family Code
FCA
Job Family
Collateral / Asset Valuation
Inspect collateral to assess its physical condition, special features, functional design, and other characteristics to calculate and determine its value.
Calculate factors affecting the collateral value such as asset depreciation, replacement costs, refurbishments and integrates into valuation formulas.
Conduct market value research and comparable valuation to calculate the fair value of the collateral using best practice and international valuation standards.
Provide collateral maintenance and safeguarding advise and guidelines to protect the value of the asset.
Prepare written reports that estimate property values, outline methods by which the estimations were made, and meet appraisal standards.
Job Role
Collateral Valuation Manager
Job Family Code
FCA
Job Family
Collateral / Asset Valuation
Manage and oversee the process of the collateral and assets valuation for real estate, equipment, …) ensuring assets are accurately valuated to safeguard the interests of the organisation.
Review independent valuators reports and internal reports and advise on the need for valuation review, and ensure the review request is supported with the reasons and rationale behind the request.
Ensure the proper valuation methods and assumptions are used in the collateral assets valuation and investigate difference in value to ensure a fair valuation is in place.
Ensure periodic revaluation of the collaterals and assets owned by the organisation to constantly update the assets books and ensure proper actions are taken in case of collateral devaluation.
Job Role
Head of Collateral / Asset Valuation
Job Family Code
FCA
Job Family
Collateral / Asset Valuation
Contribute to the formulation of the overall organization's strategy, in collaboration with others in the executive team, focussing on the organization's collateral and asset valuation function.
Approve and ensure implementation of collateral and asset valuation function policies and procedures and ensure its efficiency.
Manage collateral and asset valuation function and ensures its compliance to the approved valuations standards as well as to the regulatory requirements.
Manage internal and external relationships and represent the organisation in all business matters related to collateral and asset valuation function.
Ensure prompt actions are taken in case of devaluation of collateral or assets owned to avoid financial losses.