Job Family Card - Portfolio Management

Perform constant review on loan portfolio, manage and control credit process inherent risks, manage loans performance, define portfolio segmentation and diversification.

Job Family Code

BPM

Career Path View

Job Roles

Card Job Role Description

Job Role

Portfolio Analyst

Job Family Code

BPM

Job Family

Portfolio Management

Responsibilities

    Analyse individual loans information and monitor associated credit risk.

    Identify risk posed by each credit and their interrelations among portfolios and propose tools to better control credit risk.

    Monitor loan(s) performance and clients changing situations to update the portfolio and analyse impact of these changes.

    Participate in account reviews and communicate with clients keeping a proactive relationship.

    Develop or use existing platforms or statistical software to track loan performance, analyse credit risk and generate financial reports.

Card Job Role Description

Job Role

Assistant Portfolio Manager

Job Family Code

BPM

Job Family

Portfolio Management

Responsibilities

    Support in the development and operations of the portfolio and assist related functions with portfolio analytics.

    Support portfolio segmentation process, identify concentration risk and establish loan pools characteristics to enable proper mitigation of associated risks.

    Analyse and report information about particular concentration and its effect on portfolio risk profile for accurate evaluation.

    Perform stress tests on individual loan, concentrations and other portfolio segments focusing on critical factors identified for the portfolio.

Card Job Role Description

Job Role

Portfolio Manager

Job Family Code

BPM

Job Family

Portfolio Management

Responsibilities

    Establish a loan portfolio strategy and defining the portfolio risk profile and overall portfolio objectives.

    Develop portfolio model according to the risk tolerance and ensure rebalancing in a timely manner to minimise risk relative to a target segments.

    Ensure portfolio diversification to avoid risk concentration and guarantee overall returns.

    Develop innovative approaches, tools, and techniques for modelling changes in loan portfolio performance and ensure proper management for risk mitigation.

    Manage the performance of the portfolio and ensure optimisation and enhancement through proactive and defensive positioning.

Card Job Role Description

Job Role

Head of Portfolio Management

Job Family Code

BPM

Job Family

Portfolio Management

Responsibilities

    Contribute to the formulation of the overall organisation's strategy, in collaboration with others in the executive team, focusing on the organisation's portfolio management.

    Approve and ensure implementation of portfolio management policies and procedures and ensure its efficiency.

    Manage portfolio management and ensures its compliance to regulatory requirements as well as market standards.

    Manage and monitor portfolio management budget for cost efficiency.

    Manage internal and external relationships and represent the organisation in all business matters related to portfolio management.

    Ensure all portfolio models are developed according to the proper risk tolerance of target segments.

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