With the increasing demand for borrowing, credit analysis emerges as a key element to avoid credit losses and risks, as choosing the correct and accurate credit decision is the first line of defense to preserve lenders' funds, protect creditors from default, and maximize profits for banks. This training program is designed to familiarize participants with the stages of credit decision-making according to the approved credit policy, the latest strategies for analyzing and calculating credit risks, local and international controls, and standards, to be able to make a correct and successful credit decision that controls the expected risks.
At the end of the training program, the participant should be able to:
1 Credit Concept, Goals and Types
2 Credit analysis definition
3 Use of credit analysis before and after the loan is granted
4 Money Creation Concept
5 Modern Credit View related with Covid 19 effects
6 Credit Policy applied and legal importance
7 Preparing and approving the credit policy
8 Creditworthiness
1 Customer credit study and types of customer
2 Stage, control, and criteria for granting credit
3 Resources, Indicators, and information for credit study
4 Credit documentation
5 The Managerial, technical, interpersonal and behavioral skills of a successful credit officer
1 Credit risk Types and classification procedure
2 analysis for credit risk in financial institutions
3 Credit risk evaluation and analysis
4 and tools of inquiry and credit check and investigations
5 Credit risk management
6 Credit portfolio risk management
1 Credit analysis
2 Credit analysis model
3 Financial Statement analysis
4 financial ratios analysis and creditworthiness
5 Deviations analysis and financial default indicators
6 International model for credit analysis
7 Credit portfolio analysis
8 Financial Leverage analysis
9 Forecasting Models for Financial Failure and it use before and after grant the loan
1 Pre and after credit control
2 Concept and importance for Credit report
3 Steps to prepare Credit report
4 Standard for preparing credit report
5 Credit report analysis
6 The critical data in credit report
7 Use credit reports in decision-making and credit control after grants
1 International credit management modeling
2 Various legal rules and procedures for credit
3 Basel 2
4 IFRS, IAS and it is impact on credits
Not Available
Names of the training programs that are integrated (enriched) with the training program:
Names of the training programs that after the training program:
Not Available
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