Program Brief

With the increasing demand for borrowing, credit analysis emerges as a key element to avoid credit losses and risks, as choosing the correct and accurate credit decision is the first line of defense to preserve lenders' funds, protect creditors from default, and maximize profits for banks. This training program is designed to familiarize participants with the stages of credit decision-making according to the approved credit policy, the latest strategies for analyzing and calculating credit risks, local and international controls, and standards, to be able to make a correct and successful credit decision that controls the expected risks.

Program Topic
  • Credit
Job Families
Program Goals

At the end of the training program, the participant should be able to:

  • Understand credit and the concept of credit policy evaluation and its components so that he can analyze the solvency and capabilities of the client and match them with the approved credit policy
  • Utilizing the latest methods and strategies to analyze and calculate credit risks and set controls to ensure correct credit ratings for clients
  • Determining the factors affecting credit decisions and establish controls over credit issuing to ensure successful credit issuance and closing
  • Deal with the impacts for basel3 and IFRS which related with credit management to minimize the risk and effects
  • Identify the stages of credit decision-making under the approved credit policy.
Program Agenda
Module 1: Credit and Credit Policy
  • 1 Credit Concept, Goals and Types

    • 2 Credit analysis definition

      • 3 Use of credit analysis before and after the loan is granted

        • 4 Money Creation Concept

          • 5 Modern Credit View related with Covid 19 effects

            • 6 Credit Policy applied and legal importance

              • 7 Preparing and approving the credit policy

                • 8 Creditworthiness

                  Module 2: Creditworthiness
                  • 1 Customer credit study and types of customer

                    • 2 Stage, control, and criteria for granting credit

                      • 3 Resources, Indicators, and information for credit study

                        • 4 Credit documentation

                          • 5 The Managerial, technical, interpersonal and behavioral skills of a successful credit officer

                            Module 3: Credit Risk
                            • 1 Credit risk Types and classification procedure

                              • 2 analysis for credit risk in financial institutions

                                • 3 Credit risk evaluation and analysis

                                  • 4 and tools of inquiry and credit check and investigations

                                    • 5 Credit risk management

                                      • 6 Credit portfolio risk management

                                        Module 4: Credit Analysis
                                        • 1 Credit analysis

                                          • 2 Credit analysis model

                                            • 3 Financial Statement analysis

                                              • 4 financial ratios analysis and creditworthiness

                                                • 5 Deviations analysis and financial default indicators

                                                  • 6 International model for credit analysis

                                                    • 7 Credit portfolio analysis

                                                      • 8 Financial Leverage analysis

                                                        • 9 Forecasting Models for Financial Failure and it use before and after grant the loan

                                                          Module 5: Credit Control
                                                          • 1 Pre and after credit control

                                                            • 2 Concept and importance for Credit report

                                                              • 3 Steps to prepare Credit report

                                                                • 4 Standard for preparing credit report

                                                                  • 5 Credit report analysis

                                                                    • 6 The critical data in credit report

                                                                      • 7 Use credit reports in decision-making and credit control after grants

                                                                        Module 6: International Developments
                                                                        • 1 International credit management modeling

                                                                          • 2 Various legal rules and procedures for credit

                                                                            • 3 Basel 2

                                                                              • 4 IFRS, IAS and it is impact on credits

                                                                                Program Requirements

                                                                                Not Available

                                                                                Program Path

                                                                                Names of the training programs that are integrated (enriched) with the training program:

                                                                                • Not Available

                                                                                Names of the training programs that after the training program:

                                                                                • Not Available
                                                                                Program Method
                                                                                • Lecture
                                                                                • Case Studies
                                                                                • Brainstroming
                                                                                • Practical Implementation
                                                                                • Dialogue Teams
                                                                                Evaluation Method
                                                                                • Pre Exam
                                                                                • Post Exam
                                                                                Training Type
                                                                                • Online Training
                                                                                Partners

                                                                                Not Available

                                                                                Add Comment

                                                                                CAPTCHA

                                                                                Realted Program

                                                                                Private Investing: From Inception to IPO

                                                                                This comprehensive training program, "Private Investing: From Inception to IPO," is designed to provide participants with an in-depth understanding of the private investment landscape. Spanning three days, the program covers the full spectrum of early-stage investment processes in the financial sector. Participants will gain valuable insights into evaluating investment opportunities, conducting due diligence, and assessing risks. The program delves into the roles of venture capital and private equity in scaling financial businesses, highlighting the importance of governance and ethical practices in preparing for an IPO.

                                                                                Details

                                                                                Credit Analysis and Decision-Making Mechanisms

                                                                                With the increasing demand for borrowing, credit analysis emerges as a key element to avoid credit losses and risks, as choosing the correct and accurate credit decision is the first line of defense to preserve lenders' funds, protect creditors from default, and maximize profits for banks. This training program is designed to familiarize participants with the stages of credit decision-making according to the approved credit policy, the latest strategies for analyzing and calculating credit risks, local and international controls, and standards, to be able to make a correct and successful credit decision that controls the expected risks.

                                                                                Details

                                                                                Preparing Financial Reports

                                                                                The financial reports issued by the facility are considered as the outputs of its accounting system through which the results of the financial events related to the reporting period are presented and that help the beneficiaries of those reports to judge the state of the facility in terms of financial balance and the structure of financing the acquisition of assets, as well as showing its ability to generate revenue, and enables them From the analysis of the cost component structure. This training program is designed to provide participants with the knowledge and skills necessary to read and understand the components of financial reports and how to prepare them, and to review the most important presentation and disclosure requirements for international accounting standards and financial reporting standards.

                                                                                Details

                                                                                Effective Manager

                                                                                Effective management has always been an important part of the working life of employees, as motivation, enthusiasm and productivity are closely related to how efficient and effective a manager is. The manager is not only responsible for the management’s output and reports, but also the responsibility of supporting and empowering employees by understanding their needs, motives, and guiding them in areas where they need to develop. The best leaders are those who communicate effectively with their employees and have high levels of emotional intelligence. So, what are some characteristics of an effective manager and how should he motivate and empower his employees and team members to achieve the best results? This training program focuses on effective management methods and basic skills for managers, as well as a review of the concepts and methods of guidance and how to set smart goals for employees, in addition to identifying motivation methods and its obstacles, and addressing the challenges facing managers to increase their ability to empower employees and direct them towards achieving the organization's desired goals.

                                                                                Details

                                                                                CMA Advanced Qualification Examination in AML/CTF

                                                                                This training program is to provide participants with knowledge and skills necessary to pass the Advanced Qualification Exam in AML/CTF, presented by the CMA and TFA. The exam is designed for CMA-licensed compliance and AML officers. This program is tailored to familiarize participants with AMC/CTF international and KSA efforts, as well as the National AML Framework. It also provides participants with key AML/CTF skills, identifies Customer Due Diligence and suspicious activities reporting.

                                                                                Details

                                                                                Digitalisation of Fund Management

                                                                                This comprehensive program is designed to explore the transformative impact of technology on the fund management industry over the past two decades. This course will provide an in-depth overview of both technology and regulatory trends, highlighting key changes that have shaped the digital era. We will delve into enduring themes such as data, resilience, and connectivity, and discuss the importance of regulatory consistency. The program will also examine the implications of real-time connectivity, including the necessary technological and policy frameworks, obstacles, and risks, and how these can be leveraged in fund management for strategy, trading, risk management, and liquidity management. We will take a closer look at distributed ledger technologies (DLT), assessing their progress, limitations, and potential for liquidity management. Additionally, we will cover global regulatory trends with a focus on transparency and ESG. A dedicated section on AI will explore its applications, challenges, and opportunities in the investment world. Finally, we will address the organizational and operational challenges in a rapidly evolving landscape, emphasizing risk and governance, talent management, and the importance of building a learning organization.

                                                                                Details

                                                                                International Financial Reporting Standards (IFRS)

                                                                                Accounting is the language of business, and it is an information system that provides a wide range of stakeholders with the financial information they need to make rational decisions in finance and investment. The accuracy of this information is important to users, so the International Accounting Standards Board IASB issued international accounting standards and international financial reporting standards to ensure the quality of this information. This course includes an explanation of the most important international accounting standards related to the preparation and presentation of financial statements and its included items matching with the IAS and IFRS requirements and meets the users’ needs

                                                                                Details

                                                                                Financial Planning, Analysis and Forecasting

                                                                                Since the financial statements provide us with historical information and total figures, the decision maker needs tools that enable him to enter into the details of this information and the indicators that show the relationship between them. Therefore, close knowledge of the tools of planning, analysis and financial forecasting is one of the basic skills needed to manage the financial resources of the enterprise. This program provides participants with the basic knowledge to analyze financial statements and how to use the extracted indicators in evaluating the performance of the enterprise, making decisions and drawing future plans and policies for it. Additionally, it covers the forecasting model that depends on a specific set of financial criteria on which the financial plan for the facility is based.

                                                                                Details

                                                                                Insurance Broking Practice (M81) – DIP CII

                                                                                The Diploma in Insurance is a technical and supervisory qualification for insurance staff working across all sectors of the industry, and the logical progression from the Certificate in Insurance. The Diploma will provide you with a firm understanding of insurance fundamentals and will enable you to build towards advanced technical knowledge, thereby ensuring you have the means to function effectively in a challenging environment. Insurance Broking Practice (M81) unit counts towards a Diploma in Insurance, it may also count towards the Advanced Diploma in Insurance. This training program provides participants with knowledge and understanding of the wide range of technical skills required by a professional insurance broker. In addition, they will learn how to handle clients professionally.

                                                                                Details

                                                                                Microsoft Excel- Advanced Level

                                                                                This program aims to enhance advanced skills in using Microsoft Excel to meet the demands of the financial sector. The program provides advanced tools to design and analyze financial models effectively, and applied exercises that help participants utilize Excel equations and functions for data analysis and financial modeling. It also allows participants to apply multiple scenarios for improved financial decision-making.

                                                                                Details

                                                                                ESG in the Financial Sector

                                                                                This comprehensive programme has been developed to enable participants to build a full, practical understanding of the environmental, social and governance (ESG) issues and risk factors and the principal economic, financial, and regulatory implications of ESG and sustainability. The programme fully covers the dimensions of environmental –including climate change as well as localised pollution– social and governance risk factors in addition to the principal themes underlying sustainability such as natural capital and circular economies.

                                                                                Details

                                                                                Risk Analysis and Management in Insurance Companies

                                                                                Risk management in insurance companies is an essential element of management and accountability, as it is a method and approach applied to all company departments to increase the effectiveness of corporate governance and compliance systems, which supports the achievement of strategic goals by identifying, analyzing, evaluating and prioritizing and monitoring risks to help ensure the sustainability of the company’s work and enable it to achieve its objectives. A main focus of this program is to identify risk management, its stages, and various tools for risk management as well as to review the legal framework for risk management in the Saudi insurance sector and to learn how to prepare an emergency plan for management of business continuity and crises.

                                                                                Details

                                                                                Microsoft Excel- Basic Level

                                                                                With the huge amount of data that must be handled and analyzed every day, it is imperative that you learn how to use a flexible tool to handle equations and statistics professionally, and Microsoft Excel is the most popular tool for doing so. This training program is designed to provide participants with the knowledge and skills needed to organize, analyze and present data, by learning how to perform calculations, use functions, and manage workbooks efficiently and effectively.

                                                                                Details

                                                                                IPO Masterclass for Professionals

                                                                                This training program is designed to equip participants with the knowledge, skills, and mechanisms necessary to successfully plan and execute IPO transactions. The program aims to enable participants to understand the complex processes associated with IPOs, from preparation and evaluation to execution and follow-up. The program also focuses on exposing participants with relevant regulations and legislation, providing the best methods to ensure effective compliance and implementation.

                                                                                Details
                                                                                We value your feedback

                                                                                Dear visitor, we hope that you will participate in improving and developing the services provided by the academy on the website.

                                                                                Was it easy to find what you were looking for on the Academy's website?
                                                                                Was the information presented on the Academy’s website sufficient and useful?
                                                                                Please share with us your suggestions for developing the website
                                                                                Thank you!