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4 Reviews
Acquire the knowledge and skills needed to become a professional Credit Advisor and pass the mandatory exam. This program provides comprehensive understanding of financing types and products, fundamentals of obtaining them, and insights into credit and operational risks, along with related regulations, enabling you to deliver professional and exceptional service to your clients.
4 Reviews
The credit advisor plays an important role in financial institutions, providing advice on credit products for more informed decisions. This program aims to qualify participants to pass the mandatory credit advisor professional exam, including to know the types of financing, real estate financing products, the basics of obtaining financing products, SIMAH system, and understanding credit and operational risks and the associated regulations systems for professional customer service.
Banking
Financing
Credit
Not Exist
Lecture
Case Studies +2
Lecture
Case Studies
Dialogue Teams
Exercises and assignments
Pre Exam
Post Exam +1
Pre Exam
Post Exam
Simulation Test for professional exam
Teller
Purchase Program
( 0)Available
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This provides you with the opportunity to select the available times that suit you best for participation in our program. These times represent slots during which we are ready to welcome you and provide assistance and guidance.
In Class Training-Online Training
Financing Products and Services Rendered by Banks and Financing Companies to Individual Customers in KSA
Rules for Obtaining Financing Products
Consumer finance Controls
Regulations for Consumer Finance
Standard Form for Contracts of Real Estate Finance (Murabaha and Ijara)
In Class Training-Online Training
The rights of the lessor
Rights and Responsibilities Associated with Financial Products
Rules for disclosing the prices of financial
Practical exercises
In Class Training-Online Training
Factors affecting the acceptance of applications for financing individual customers
Responsible lending Principles for individual customers
The main steps
Credit information companies
Practical exercises
In Class Training-Online Training
Unusual
KSA Legal framework for AML/CTF
Administrative reference for unusual
Regulatory procedures for dealing with unusual
Risk management
Practical exercises
In Class Training-Online Training
Customer Credit Risk and Impact Thereon
Financial Objectives Consistent with the Customer’s Financial Position
Other risks of individual credit
Collection Regulations and Procedures
Procedures for dealing with defaulting customers
Practical exercises
In Class Training-Online Training
Understanding the nature of Targets and How to Identify Them
Targets that are Achievable in Agreement with the Line Manager
Code of Ethics and Professional Conduct in Financial Institutions
Annex No. 1: Full or partial payment
Annex No. 2 A: Disclosure Form for Real Estate Finance Offer
Annex No. 2 B: Disclosure Form for real estate finance offer
Acquiring the knowledge, abilities & skills necessary to pass the mandatory professional exam for the credit counselor
Increasing the knowledge of financing products for individuals, which helps to evaluate the appropriateness of the financing solution provided with the client’s needs, and evaluate the risks that the client may be exposed to.
Full understanding of the credit risks that customers may be exposed to, in order to protect them efficiently & professionally.
Get familiar with the relevant regulations & laws, to perform his job & fiduciary duties in accordance with the highest standards specified by law.
Be aware of the most important operational risks, in order to support dealing with them according to the best applicable methods.
Provide information that helps the customer make the best decisions to deal with credit products.
