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(4.0/ 5) 5 Reviews
This training program aims to prepare the participants with the knowledge and skills necessary to pass the mandatory professional exam for Credit Advisor, which is intended for all employees of delivery channels, customer care and finance origination in the banking and financing sectors. The program is designed to provide participants with a comprehensive understanding of financing products, credit risks that customers might face, and how to manage those risks, as well as understanding the laws and regulations that will enable them to perform their obligations towards customers and beneficiaries responsibly and expertly.
(4.0/ 5)
5 Learner Rating
This training program aims to prepare the participants with the knowledge and skills necessary to pass the mandatory professional exam for Credit Advisor, which is intended for all employees of delivery channels, customer care and finance origination in the banking and financing sectors. The program is designed to provide participants with a comprehensive understanding of financing products, credit risks that customers might face, and how to manage those risks, as well as understanding the laws and regulations that will enable them to perform their obligations towards customers and beneficiaries responsibly and expertly.
Banking
Financing
+1
Not Exist
Lecture
Dialogue Teams +1
Lecture
Dialogue Teams
Exercises and assignments
Pre Assessment
Post Assessment +1
Pre Assessment
Post Assessment
Simulation Test for professional exam
Delivery channels
Customer Care
Finance Origination
Delivery channels
Customer Care
Finance Origination
This provides you with the opportunity to select the available times that suit you best for participation in our program. These times represent slots during which we are ready to welcome you and provide assistance and guidance.
In Class Training-Online Training
Financing products and services Rendered by Banks and Financing Companies to Individual Customers in KSA
Rules for Obtaining Financing Products
Regulations for Issuance and Operations of Credit and Charge Cards
Regulations For Consumer Finance
Implementing Regulations of the Real Estate Finance Law
Standard Form for Contracts of Real Estate Finance (Murabaha and Ijara)
Rights and Responsibilities of the Lessor and Lessee under Finance Lease Law
Rights and Responsibilities Associated with Financing Products
Rules for Disclosing the Prices of Financing and Savings Products
In Class Training-Online Training
Factors Affecting the Acceptance of Applications for Financing Individual Customers
Responsible Lending Principles for Individual Customers
In Class Training-Online Training
Unusual and Suspicious Transactions and Procedures of Dealing Therewith
KSA Legal Framework for AML/CTF
Administrative Reference for Unusual and Suspicious Transactions (Compliance Department – Role of the Audit Department Officer)
Regulatory Procedures for Dealing with Unusual and Suspicious Transactions
In Class Training-Online Training
Customer Credit Risk and Impact Thereon
Financial Objectives Consistent with the Customer’s Financial Position
Collection Regulations and Procedures
Procedures for Dealing with Defaulting Customers
In Class Training-Online Training
Understanding the nature of Targets and How to Identify Them, whether at the Level of Individual or Establishment in which He Works
Targets that are Achievable in Agreement with the Line Manager
Performance Measurement using the Employee Record and Balanced Score Card
Activities According to the Identified Performance Targets Priorities and Determination of a Relative Weight for Each Target
Effective Performance Standards and how to Measure, Analyze and Improve it
Priorities to Be Committed to by Management, and How to Use Time and Resources Available to Meet the Required Targets and Standards
Code of Ethics and Professional Conduct in FIs
Acquiring knowledge and skills to pass the credit Advisor professional exam
Increasing the knowledge of financing products for individuals, which helps them to assess the appropriateness of the financing solution with the client’s needs and the risks that he may be exposed to.
Increase knowledge with credit risk exposure clients might incur and in turn protecting them professionally and responsibly
Examine the relevant regulations to enable him/her to perform his duties in accordance with the standards specified by law
Be aware of the key operational risks enabling him/her to manage based on best practices
