This training program aims to prepare the participants with the knowledge and skills necessary to pass the mandatory professional exam for Credit Advisor, which is intended for all employees of delivery channels, customer care and finance origination in the banking and financing sectors. The program is designed to provide participants with a comprehensive understanding of financing products, credit risks that customers might face, and how to manage those risks, as well as understanding the laws and regulations that will enable them to perform their obligations towards customers and beneficiaries responsibly and expertly.
At the end of the training program, the participant should be able to:
1 Financing products and services Rendered by Banks and Financing Companies to Individual Customers in KSA
2 Rules for Obtaining Financing Products
3 Regulations for Issuance and Operations of Credit and Charge Cards
4 Regulations For Consumer Finance
5 Implementing Regulations of the Real Estate Finance Law
6 Standard Form for Contracts of Real Estate Finance (Murabaha and Ijara)
7 Rights and Responsibilities of the Lessor and Lessee under Finance Lease Law
8 Rights and Responsibilities Associated with Financing Products
9 Rules for Disclosing the Prices of Financing and Savings Products
1 Factors Affecting the Acceptance of Applications for Financing Individual Customers
2 Responsible Lending Principles for Individual Customers
1 Unusual and Suspicious Transactions and Procedures of Dealing Therewith
2 KSA Legal Framework for AML/CTF
3 Administrative Reference for Unusual and Suspicious Transactions (Compliance Department – Role of the Audit Department Officer)
4 Regulatory Procedures for Dealing with Unusual and Suspicious Transactions
1 Customer Credit Risk and Impact Thereon
2 Financial Objectives Consistent with the Customer’s Financial Position
3 Collection Regulations and Procedures
4 Procedures for Dealing with Defaulting Customers
1 Understanding the nature of Targets and How to Identify Them, whether at the Level of Individual or Establishment in which He Works
2 Targets that are Achievable in Agreement with the Line Manager
3 Performance Measurement using the Employee Record and Balanced Score Card
4 Activities According to the Identified Performance Targets Priorities and Determination of a Relative Weight for Each Target
5 Effective Performance Standards and how to Measure, Analyze and Improve it
6 Priorities to Be Committed to by Management, and How to Use Time and Resources Available to Meet the Required Targets and Standards
7 Code of Ethics and Professional Conduct in FIs
Not Available
Names of the training programs that are integrated (enriched) with the training program:
Names of the training programs that after the training program:
Add Comment