Program Brief
Companies are among the most important drivers of the economy, as they contribute directly to the growth of the economy and national income, in addition to providing jobs and reducing unemployment, which leads to an increase in the welfare of society. As a result, it is important to provide these companies with the necessary and appropriate financing to support their stability and growth. This program focuses on modern techniques and methods for studying, evaluating, analyzing, and grading the creditworthiness of companies in all their sectors, in order to provide innovative and appropriate solutions for financing to serve the lender and companies.
Program Goals
At the end of the training program, the participant should be able to:
- Collect and classify data to be used to obtain credit efficiency ratios and for obtaining a fair and true assessment of the credit capacity and financial position of the company.
- Understanding the company financial strategic plan and knowing its objectives, implementation, and management tools to support the evaluation and analysis of the feasibility study and the cash flow models.
- Determine the ability and creditworthiness of the company to propose appropriate financing alternatives according to the capital structure and apply the best options.
- Assisting the company in obtaining new financing options and supporting the bank in providing new financing.
Program Agenda
Module 1: Evaluating Financing Need for Companies
1 Corporate Credit Concept
2 Corporate Legal Structure for companies
3 Multiple Financing Needs
4 Study and analysis of financial ratios for credit analysis
5 Cash Flow study and Evaluation for the company project
Module 2: Financial Strategic Plan
1 Strategic and Operational Plan Evaluation and Study
2 Capital Structure and Financial Tools used
3 Diverse financing options
Module 3: Credit Decision Making
1 Case assessment and credit decision making
2 Credit Follow Up Methods
3 Credit Default
Program Requirements
Not Available
Program Path
Names of the training programs that are integrated (enriched) with the training program:
- Banking Operation
- Preparation Program for Credit Advisor Professional Exam- 2nd Edition
- Preparation Program for Retail Banking Foundations Professional Exam- Third Edition
Names of the training programs that after the training program:
Program Method
- Lecture
- Case Studies
- Brainstroming
- Practical Implementation
- Dialogue Teams
Evaluation Method
- Pre Exam
- Post Exam
Training Type
- In Class Training
- Online Training
Realted Program
Innovation and Planning in the Financial Sector
Innovative thinking and planning are among the most important tasks in the business system. Innovation is an urgent necessity for continuity and growth. This program focuses on identifying the strengths, weaknesses, opportunities, and threats facing the organization. In addition to defining goals, how to formulate them and building plans according to the administrative level, identifying the elements of the planning process and integrating innovative thinking in the planning stages to ensure creative results.
Details
Basic Principles of Value Added Tax (VAT)
Value Added Tax is an indirect tax levied on all goods and services that are bought and sold by businesses, with some exceptions. The value-added tax is currently applied in more than 160 countries around the world, as it is a primary source of income that contributes to strengthening the budgets of those countries. The training program covers the basic concepts of VAT and the types of people who must be registered in VAT, as well as taxable and non-taxable supplies in the KSA and the mechanism for calculating the tax due and preparing tax returns.
Details
The Culture of Teamwork in the Financial Sector Institutions
There is a Chinese proverb that says: Behind every capable person there are capable people. Collaboration is a vital part of personal and professional life, so learning team development and organizational culture is a great start to a better future. This training program is designed to provide participants with the concept of team work, the mechanisms for building it, the importance of developing the group spirit among the participants, and mechanisms for increasing the degree of team cohesion, rooting group values and unifying the vision among team members, which increases the effectiveness of work teams and reduces friction and conflict between teams within the organization through Unity of vision and goals and achieving more effective results.
Details
Financial Analysis as a Tool for Financial Planning and Forecasting
Since the financial statements provide us with historical information and total figures, the decision maker needs tools that enable him to enter into the details of this information and the indicators that show the relationship between them. Therefore, close knowledge of the tools of planning, analysis and financial forecasting is one of the basic skills needed to manage the financial resources of the enterprise. This program provides participants with the basic knowledge to analyze financial statements and how to use the extracted indicators in evaluating the performance of the enterprise, making decisions and drawing future plans and policies for it.
Details
Add Comment