Program Brief

The impact of crises on companies has increased in light of several variables, and perhaps the Corona crisis was the most severe, which put companies around the world in difficult circumstances that prompted them to reconsider the credit assessment as one of the tools to support financial management decisions in the circumstances of the crisis. This program focuses on the importance and methods of advanced financial and credit analysis for companies in light of crises, dealing with changes in challenges, opportunities, cash flows, environmental change, and the role of early warning indicators in maintaining profitability and business continuity, in addition to advanced options in financing companies under crisis conditions.

Program Goals

At the end of the training program, the participant should be able to:

  • Understand the effects and implications of covid19 crises on the economic environment to assess and study their impact on economics and banks credit portfolio.
  • Exercise practice active control and follow-up credit strategies and policies to obtain early indicators of the possibility of financial failure to correct the path of credit and reduce risks and losses for lenders and borrowers.
  • Studying international practices, processing methods, advance analysis and credit processor scenarios that are used globally to apply the appropriate ones locally.
Program Agenda
Module: 1: Covid19 Pandemic Crises and Cash Flow Analysis in the Crisis.
  • 1 Strategic analysis of crises and effects of covid19 on economic and financial situation for short and long term on companies

    • 2 The financial and economic effects for covid19 on credit portfolio

      • 3 Active control tools on credits and the risk minimizing methods and tools

        • 4 Cash flow analysis

          • 5 Cash flows as a control tool

            • 6 Loans granted and new loans

              Module:2: Early Warning Indicators of Financial Default and Review of the Loan Grant
              • 1 The importance of an early warning system

                • 2 Early warning system responsibility in risk management

                  • 3 General warning indicators and it is effect on management, financing, and products

                    • 4 Indicators of company default

                      • 5 Indicators of loans default

                        • 6 Loan determinants which face difficulties

                          • 7 Dealing with the loan that faces difficulties.

                            • 8 Legal review for default loans.

                              • 9 Collateral

                                • 10 Financial and credit review

                                  • 11 Financial statements review

                                    • 12 Cash flow review

                                      • 13 Comprehensive review for 3 – 6 months

                                        Module 3: Assessments of the State of the Company, Provide Solutions, and Identification of Credit Action Treatment
                                        • 1 Summarize the analysis and evaluation

                                          • 2 Set a clear plan and strategy to treat default

                                            • 3 Configure a clear vision of the

                                              Program Requirements

                                              Not Available

                                              Program Path

                                              Names of the training programs that are integrated (enriched) with the training program:

                                              Names of the training programs that after the training program:

                                              Program Method
                                              • Lecture
                                              • Case Studies
                                              • Brainstroming
                                              • Dialogue Teams
                                              Evaluation Method
                                              • Pre Exam
                                              • Post Exam
                                              Training Type
                                              • In Class Training
                                              • Online Training
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