Program Brief

The IBCI Unit 1 introduces participants to the importance of banking functions in international centres by focusing on changing retail and commercial banking customer needs; the role of the compliance function, how banks identify and mitigate risks and the products and services offered by corporate and investment banking divisions. Participants will gain an appreciation of the terminology used in different bank divisions and how to respond to risk and compliance indicators. You will also learn how to apply your knowledge of the breadth of banking products and services in order to reach satisfactory solutions for the range of customers and their needs across retail, commercial and investment banking. To complete IBCI, you will need to complete an option module specialisation* from the list below (1 only). Selection of the IBCI option Unit 2 specialisation can be done after initial registration. 1. Corporate Banking (CORB) 2. Investment Banking and Markets (INVB) 3. Risk and Credit (RSCR) 4. Compliance (COMP) 5. Retail and Digital Banking (RETB) *subject to minimum numbers

Sectors
Program Topic
  • Credit
Program Goals

At the end of the training program, the participant should be able to:

  • Interpret a balance sheet, income statement and cash flow statement.
  • Understand and analyse the changing nature of retail banking and wealth management.
  • Understand the role of corporate banking.
  • Understand the role of investment banking.
  • Understand the role of governance and compliance in banking.
  • Identify risk and assess risk in banking.
Program Agenda
Module 1: Financial Services for Individuals (Consumers)
  • 1 1. the customer’s financial life cycle; 2. data-driven strategies used in customer segmentation, acquisition and retention; 3. both sides of a retail customer’s balance sheet; 4. regulatory developments that support innovation; 5. the competitive lan

    • 2 2. data-driven strategies used in customer segmentation, acquisition and retention;

      • 3 3. both sides of a retail customer’s balance sheet;

        • 4 4. regulatory developments that support innovation;

          • 5 5. the competitive landscape: incumbents versus fintechs;

            • 6 6. distribution channels, technology and infrastructure used in retail financial services;

              • 7 7. digital assets and currencies built on distributed ledger technology (DLT).

                Module 2: Wealth Management
                • 1 1. discuss the wealth management life cycle;

                  • 2 2. understand the investment needs of high-net-worth and ultra-high-net-worth customers;

                    • 3 3. identify the key competencies required of wealth managers;

                      • 4 4. identify the rationale behind investment styles; and

                        • 5 5. understand the theory of portfolio construction and portfolio performance measurement.

                          Module 3: Introduction to Financial Statements
                          • 1 1. the different items in financial statements;

                            • 2 2. how the various statements interlink and how group accounting works;

                              • 3 3. interpret balance sheet, income and cash flow statements.

                                Module 4: Corporate Banking
                                • 1 1. segmentation in a corporate banking context

                                  • 2 2. identify how a bank serves different corporate clients;

                                    • 3 3. identify the different products that corporate clients use;

                                      • 4 4. analyse the life cycle of common transaction types provided to corporate clients by banks;

                                        • 5 5. how a bank uses different channels to provide products and services to its clients;

                                          • 6 6. the importance of generating increased fee income from corporate clients.

                                            Module 5: Investment Banking
                                            • 1 1. understand the fundamentals of investment banking, including: corporate finance; equity and debt issuance; the difference between the primary and secondary markets;

                                              • 2 2. discuss an investment bank’s different types of clients, such as issuers and buyers of securities;

                                                • 3 3. understand how capital is raised;

                                                  • 4 4. define the risks faced by an investment bank and explain how these risks are managed; and understand the advisory role played by an investment bank.

                                                    Module 6: Risks in Banking
                                                    • 1 1. understand the interactions between risk appetite, capacity and culture;

                                                      • 2 2. review instances of major financial crises since the nineteenth century and what lessons can be drawn from them, including the main causes of bank failure

                                                        • 3 3. identify signs of business and financial distress; and

                                                          • 4 4. define the main types of risks that banks face.

                                                            Module 7: Governance and Compliance in Banking
                                                            • 1 1. define governance and compliance;

                                                              • 2 crises since the nineteenth century and what lessons can be drawn from them, including the main causes of bank failure;

                                                                • 3 3. identify signs of business and financial distress; and

                                                                  • 4 4. define the main types of risks that banks face.

                                                                    • 5 5. understand the new developments in compliance and governance.

                                                                      Revision Session
                                                                        Review of Modules and Topics
                                                                          Program Requirements

                                                                          Not Available

                                                                          Program Path

                                                                          Names of the training programs that are integrated (enriched) with the training program:

                                                                          • Not Available

                                                                          Names of the training programs that after the training program:

                                                                          • Not Available
                                                                          Program Method
                                                                          • Lecture
                                                                          • Case Studies
                                                                          • Dialogue Teams
                                                                          • Exercises and assignments
                                                                          Evaluation Method
                                                                          • Other
                                                                          Training Type
                                                                          • In Class Training
                                                                          • Online Training

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