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The Credit Specialist Programmed is a comprehensive course designed to train finance professionals in effective credit analysis, risk management, and lending. It covers essential skills from data collection and due diligence to the in-depth analysis of financial statements and key performance ratios. The curriculum emphasizes regulatory compliance with frameworks from SAMA and the Basel Committee, focusing on concepts like risk appetite and capital adequacy. Participants learn to structure various loan types, price them according to risk, and write clear, effective credit reports to support their conclusions. The program's goal is to empower specialists to make sound, profitable, and well-justified credit decisions for their institutions.
The Credit Specialist Programmed is a comprehensive course designed to train finance professionals in effective credit analysis, risk management, and lending. It covers essential skills from data collection and due diligence to the in-depth analysis of financial statements and key performance ratios. The curriculum emphasizes regulatory compliance with frameworks from SAMA and the Basel Committee, focusing on concepts like risk appetite and capital adequacy. Participants learn to structure various loan types, price them according to risk, and write clear, effective credit reports to support their conclusions. The program's goal is to empower specialists to make sound, profitable, and well-justified credit decisions for their institutions.
Certified Credit Specialist (CCS)
Banking
Credit
Not Exist
Lecture
Exercises and assignments
Post Exam
A specialist who studies and analyzes financial data to provide recommendations that help companies make informed investment and financial decisions, aiming to enhance profitability and reduce risks.
This provides you with the opportunity to select the available times that suit you best for participation in our program. These times represent slots during which we are ready to welcome you and provide assistance and guidance.
Analyze fundamental credit concepts, risk management frameworks, and regulatory requirements established by SAMA and the Basel Accords
Gather and evaluate borrower information from diverse sources, including financial statements, credit bureaus like SIMAH, and macroeconomic analysis
Interpret financial statements and key performance ratios to assess a borrower's creditworthiness, cash flow, and repayment capacity
Structure appropriate loan facilities and formulate clear, risk-based credit decisions supported by effective written proposals
