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Professional assessment of real estate financing risks to enhance credit decision quality.
The real estate financing sector is rapidly expanding, requiring greater capability to understand and assess related credit risks. This program provides participants with foundational knowledge and practical tools to evaluate real estate financing risks through financial analysis, collateral assessment, cash flow review, and repayment capacity ratios. It also covers credit risk evaluation models, factors influencing credit deterioration in the real estate sector, and relevant regulatory requirements. The program enables professionals to make more accurate credit decisions, reduce potential risks, and improve the quality of real estate financing portfolios by applying best practices in risk analysis and credit management.
Banking
Financing
Risk Management
Not Exist
Lecture
Case Studies +1
Lecture
Case Studies
Dialogue Teams
Pre Assessment
Post Assessment
Credit Specialist
This provides you with the opportunity to select the available times that suit you best for participation in our program. These times represent slots during which we are ready to welcome you and provide assistance and guidance.
In Class Training-Online Training
Overview on housing sector growth, and mortgage financing
The development of laws regulating mortgage finance
The mortgage finance ecosystem and main key players
The impact of mortgage finances the on the economy
In Class Training-Online Training
The concept of risk in credit activities
The concepts of investment risks
Financial risks
Market risk
Operational risks
Capital market risks
In Class Training-Online Training
Credit cycle and its governance
The credit assessment pillars
Mortgage conditions and guarantees
In Class Training-Online Training
What is the credit Policy?
Basis for assessing credit-worthiness
Analyzing financial statements using various methods
Real-estate valuation policies and processes
Analyzing and evaluating the financial and non-financial risks associated with the client's and the Real-estate
Customer classification system
Mortgage documentation process
Case Study
In Class Training-Online Training
Measuring risk
Measuring ROI and risks for a Securities portfolio
The capital asset pricing model (CAPM)
In Class Training-Online Training
Risk appetite statement
Risk acceptance strategy
A calculated risk-taking strategy
A strategy to cover all risk
Compliance requirements
Acquiring knowledge of the latest developments in the housing sector and the mortgage finance market, including legislative changes, opportunities and challenges in order to improve the efficiency of mortgage products management and its response to c
Increase knowledge and professional ability in the credit cycle mortgage finance management to reduce credit risk and increase profitability
Improve awareness with relevant regulations and laws to enable better performance of his/her duties in accordance with the standards set by law
Use the adequate tools and models to carry out credit assessment activities, and measurement of risks associated with mortgage financing to improve his/her efficiency in performing assigned work tasks
Be aware of the mortgage market key risks areas and its management in order to support the handling process in accordance with the best practices in force in the Kingdom
